Comment by rootusrootus
6 hours ago
> Should I use a 3.5% or a 4% safe withdrawal rate?
Well...
> My house is paid off and I got a company pension, two dogs and a partner.
Kids? What are you planning for your estate after you croak? You can do a little better than 4% with an lifetime joint annuity for you and your partner, so long as you don't care about leaving anything to family...
> You can do a little better than 4% with an lifetime joint annuity for you and your partner, so long as you don't care about leaving anything to family...
"How are you spending your retirement with all that free time?"
"SKIing"
"Aren't you a bit old for that... wait, what?"
"Spending Kids' Inheritance"