Comment by BugsJustFindMe

6 hours ago

I can't speak for aworks, but most of the people I've spoken to on it, like my mother, say it's better than the private insurance they had before.

For general medical coverage, it was better for my Mom and now it seems better for me. Some things are not covered with traditional Medicare e.g. dental and vision.

  • Dental and vision aren't covered by private medical insurance either, and private dental insurance typically has max annual payouts low enough (like $1k/1.5k) to make it basically a scam unless you know you'll actually get use out of it.

    • I had a separate dental insurance policy but as you suggest, it didn't make much sense and I dropped it.

      So yes, dental/vision was a wash versus private medical insurance. There are some other therapies I no longer have any coverage for under Medicare.

I’m going to need to buy on the individual market. Talking to a broker he said Medicare is a great deal, and you should take it if you can.