Comment by JumpCrisscross
1 day ago
> if you ask someone if they'd drive without insurance, or without driver's license they look at you like you've asked them to do the impossible
To wit: Europe's 1.8% (and Belgium's 0.7%) uninsured-driver rates are a fraction of America's 15% [1][2].
[1] https://www.mibi.ie/ireland-may-have-highest-level-of-uninsu...
[2] https://www.iii.org/fact-statistic/facts-statistics-uninsure...
In countries like The Netherlands it is impossible to drive around uninsured. So that is probably why the number is so low.
> it is impossible to drive around uninsured
How?
Because fines are automatic. If you register a vehicle to your name and don't insure it within 28 days you get a €500 fine. The government can fine you up to three times a year for a total of €1500. And that is if you actually pay the fines. If you do not pay the fines and let the fees stack up, you are looking at around €4500 per year.
And if you are caught driving uninsured that is a €700 fine on top of all that. With many police cars now having ANPR systems it just isn't possible to drive around uninsured without receiving fines that cost way more than just getting insurance.
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