Comment by eesmith

If it requires (or will require) Google/Apple authentication then it's of course not sovereign payment. It looks like Wero works on GrapheneOS, at least for now. Will that always be possible?

Will it always be smartphone only, or will there be other options?

I've read about the problems kids (eg, 10 year olds) are having in the countries which have gone mostly cash-free when they don't have a smartphone or debit card to use for otherwise normal and age-appropriate transactions.

I can't help but think that by switching even more of the economy to smartphone-based solutions then kids will have even more restricted purchasing autonomy.

To say nothing of people like me who don't have and don't want to have a smart phone.