Comment by hackyhacky

> Risk : Reward, that's obvious, isn't it? I have known many relatives who bankrupted themselves trying to "own" stuff. I also know some who succeeded and are rich. Starting a business is very hard, try it

In order to risk one's own capital, one must first own capital. Today's working poor, just like the serfs of times gone by, have nothing to invest but their own labor. It's hard to build a business when you're fully occupied in working to buy food.

You've inadvertently pointed out the fundamental inequality of capitalism: in order to get the (potential) benefits of capital, you must first belong to the capitalist class.