Comment by fluidcruft

If you don't have that hardware thr math of buying a depreciating computer is challenging if you are satisfied with the $100/month plans ($1200/year). A 96GB Mac Studio is ~$4k. I think if you have the hardware already as a sunk cost then yes it makes sense. But I'm not sure it is worth spending $4k for today's hardware vs waiting for newer hardware in a few years.