Comment by sokoloff

Give it to anyone in an identifiable way. Tax it back from the people you don’t want to be able to keep it.

In a lot of cases, getting the money out there quickly matters a lot and taxing it back 1-3 years later is fine.

> if my home burns down today I won’t have any reasonable assistance deposited this week

It’s Monday. I’d wager that if I had that type of loss on a Monday, that I’d have $10K or so in my account from my insurance before Saturday.