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Comment by 8note

8 days ago

you can however, have fun with it.

oil workers buy 100k trucks they do not-much with. why not a 100k in computer?

Yea as far has hobbies go, I feel like this is on the low end. I know people who collect watches and corvettes, that's way more expensive and functionally you can't really do anything special with them.

  • The difference is watches and corvettes typically appreciate in value, where as computer hardware typically drops like a rock.

    • > The difference is watches and corvettes typically appreciate in value

      Both of those things' value drops like a rock as soon as you buy them and, at least for cars, they don't all appreciate. Most don't. Even so, they appreciate at an incredible slow rate.

      I can't speak for watches but I'd be surprised if it wasn't the same situation.

      At least the gpus can create value after you buy them before they are worthless.

    • > watches

      Some, and the market fluctuates a ton.

      > corvettes

      Only the oldest, most unique model years: nobody is buying (C4-C5-realistically C6) mid-90s or early 2000s Corvettes for more than what they paid for them, and they never will.

    • Also LLMs are mainly used for work and if you can spend 6 digits on watches your likely financially independent.

    • Corvettes don't appreciate in value, and high end data center hardware isn't dropping in value anymore. A100s are more than 2 dollars an hour, more than they cost in 2023.

    • hmm ok let's build a state of the art from 2021 homelab using 2x Epyc Milan chips + DDR4 RAM and lmk how much it costs...

Because car loans can’t be used to buy computers

  • And there's your idea. If you could find a way to get people to add another $500/month over 80+ months to an auto loan, dealers would eat that up like filet mignon.

  • Surprising that the banking industry has not come up yet with the AI native consumer product loan for GPUs.

    • Probably a bit niche at the moment really. The only people interested in that are us nerds, and the product segment is very adhoc - especially for the local crowd where an epyc, with a bunch of pcie riders and some 3090s on a steel frame is considered optimal

Sure, If you want to light money on fire for entertainment, more power to you. There's probably worse ways to light 100k on fire. If I have an extra 100k laying around it's going to my family though.