Comment by eweise

5 hours ago

I sweated the years we had a trampoline. It was visible from the street so anyone could have jumped on it and broke their neck. One of my children's friends did get hurt but fortunately, not enough to become an issue. They're a huge liability and not sure insurance covers them.

Insurance… lawyers… No wonder most kids these days are glued to screens: liability free!

Went to an “amusement” park the other day (US). Throughput of people going down a waterslide at about 2 kids per minute. Insane. Wavepool? Cleared out every 15 minutes or so. Non-stop whistling by an army of lifeguards. Insane. A kid got whistled at because they had a kid on their shoulder. Okay… At least the cop walking around the park (in uniform) all day was nice and handed out stickers. That’s right, a cop at an amusement park. No wonder these places are dying and being turned into warehouses or what have you.

I ended up finding an insurance plan which explicitly covers trampolines. I now basically pay for the cost of the trampoline each year. Insane.

What a time to be alive as a kid in America.

  • I was at a trampoline park last weekend (regular kind of place, everything padded for safety, as you'd imagine).

    A ten year old kid left in an ambulance, neck injury, one side of the body paralyzed at the time of the event.

    I really hope the kid recovers... but I don't think I'll ever forget that image.

    Yes, everything in life has risks, but I don't even want to imagine how I'd feel if my kid, or my kids' friend had a life-changing injury on a trampoline at my home.

Insurance does not cover them and if they find out you have one they are likely to cancel your coverage.

I'm not sure why "you can lose your home insurance for having one of these" isn't being brought up more.

  • It gets worse - if you make an unrelated insurance claim while owning an undisclosed trampoline then insurance company can deny your claim due to having the trampoline even if the claim has nothing to do with the trampoline.

    Not sure how common that is, but it's definitely a possibility. My cousin is an insurance adjuster and he said he denies claims for misrepresentation all the time.

    So all you trampoline owners I hope you're renters or have disclosed your trampoline to your homeowners insurance.