Comment by davedx

I have subscriptions for ChatGPT Plus and Claude Pro, so about $40/month. I use them for coding mostly, switching between them frequently and heavily. On the occasional times I run out of tokens I'll go outside and take a walk or spend time with family.

Been doing it this way for ~the last 6 months or so.

I do also use the API's for GPT and Gemini for some side projects, but the spend there is highly variable. It rarely exceeds $100 in a given month.