Comment by semiquaver

With respect, not one of those links supports what you actually said:

  > these data are increasingly used for targeted pricing practices

I personally think that “pricing” an insurance policy based on information obtained from data brokers shouldn’t be particularly controversial: individual pricing based on risk is exactly the point of insurance policies! Without personalized risk evaluation half of the insured population would heavily subsidize the other half, and you create serious adverse incentives.

The others are all about companies that seem to want to use this technique. And of course they want to. But several states either outlaw this outright or will do so soon. The Trump FTC has a draft rule which would prohibit it nationwide: https://www.ftc.gov/news-events/news/press-releases/2026/08/...

This is such a toxic idea that I’m not particularly worried about it happening much in the real world.