Comment by irishcoffee

I’ve purchased (and sold) multiple single family homes in central Maryland that did not and do not have an HoA. Under 275k, with excellent schools.

It’s really not hard to find, though last time I bought was a decade ago and prices have increased, the HoA status (a lack of an HoA) has not changed.

I also explicitly refused to even consider an HoA neighborhood. Lol, fuck all that.