Comment by _ink_
7 hours ago
It might be an advantage actually. Wero is a clusterfuck in Germany because it is backed by banks. In Germany there is not a single Wero App, but every bank wanted to implement it in their own app. Now you have the situation that a) some people cannot use it, because their bank decided to not implement at all b) each bank decides what features they implement as well as the timeframe. Some can pay online others cannot, yet, some won't at all. Some can pay in stores, others cannot, yet, some won't at all.
It's essentially dead before it has started. This is something Taler could do better. The real danger for Taker is the digital Euro, which I hope they really implement.
> It's essentially dead before it has started
It literally just launched in 2-3 markets only, and it has the baking of banks, EU, regulatory bodies. Which is a big hurdle to clear and Taler is not even at the first hurdle yet, they got rejected in fact.
Having it integrated in every banks app is actually better, so people don’t have to set up another app and register for something. Why should they, if it’s build for being interoperable…just like using your banks Visa or Mastercard like right now.
Just give it some years, it also took a while to get instant transactions or Apple Pay and other mobile payment systems. It’s not like a web app you just deploy and you are online worldwide.