Comment by usrnm

4 hours ago

> and the app seems amateurish

What app? In the Netherlands, where wero originated as iDeal, I've always used it via my bank's app. Isn't it how it's supposed to work?

banks have two ways to offer non-iDeal Wero: Either in their own app, or via the Wero app.

I think it's super interesting to see how Wero connects all the separate instant payment schemes. It launched in Germany and France, replacing giropay in Germany. Now it first rebrands iDeal as iDeal|Wero, and plans to replace it with regular Wero. And in Poland, Norway, Portugal, Spain and Italy, they don't push the Wero brand or technology, but instead they build interoperability with the local systems.

Most banks integrate Wero into their online banking app, but some (e.g. mine) use the dedicated app for Wero (It's just called wero on google play and iOS). You still sign up with your bank account though.

The critical feature that Wero needs is adding money to your account balance via SEPA instant or credit card. That way users without participating bank accounts can join.