Comment by TFNA

5 days ago

"There are dozens to choose between if you're banking in USD or EUR." No, in several EU countries there are just a literal handful after successive mergers.

What's always funny to me about these threads is that my bank's app has always worked for me on every version of android I've tried. Rooted, not rooted, graphene, etc. It's always been fine and secure. So I actually kinda don't care what Europeans do. They are always a bit behind the times and a bit misunderstanding how technology works. That's why Americans say stuff like "just switch banks" because we're all a little astounded at what you guys over there will put up with.

  • I was responding to specifically the OP's mention of banking in EUR. However, a dearth of banks is not limited to said parts of Europe but can be found elsewhere in the world, too. So, your disparagement is uninformed.

    Americans in these threads recommending switching banks are often unaware of how the USA is a relative outlier when it comes to diversity of banking. A lot of that is due to the rather distinctly American concept of the credit union. But within corporate banking, even the USA has seen successive mergers and some decline in choices.

You can get a EUR bank in a different EU country, unless you're some kind of thrall.

  • At this point I have to assume that you're debating in bad faith or in hypothetical because I don't believe for a moment that you'd move all your money into a foreign bank out of spite.

    Nobody would move all their money out of the country they live in.

    • The Euro has been around for 25 years by now. Having a EUR account in another EU country is about as strange as having a USD account in a different state, which I'm sure millions of Americans have.

      Just because you haven't considered it doesn't make it anything strange or "bad faith" or "out of spite". People ate sushi before you ever heard of it.

  • As discussed elsewhere in this very thread, this is not always the case in practice. Neither one's national tax authorities nor one's employer may play ball regardless of what possibilities legislation supposedly offers. Also, login to government websites may require authentication via a bank app based on an account only in that country.

    • If your tax collector won't take your tax payment, then you sincerely don't have to pay the tax - at least not immediately.

      They take you to court for not paying tax. You provide the judge with evidence that you actually did pay tax, but the tax office refunded it back to your account. The tax office looks very silly and the judge orders them to either accept the payment or waive the tax.

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    • Honestly, your comment smells a little bit too much of thrall...

      "Oh no! My employer doesn't allow me!"

      "Oh no! My tax collector doesn't allow me!"

      "Oh no! My government doesn't allow me!"

      If you're a free man you do what you want, and the rest is their problem. If you're a thrall, you aren't allowed to be on the internet unless you show me a permission paper from your lord.

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