Comment by lostlogin

> Banks run our financial infrastructure, and you can't just opt out of them. If you want to have a salary, do your taxes, or raise children you will need a bank.

After getting screwed around by my bank (ASB) I am looking to get away from them. Wise is tempting. They are not a bank.

My salary can go to them. Why would I need a bank for taxes or my children?

The only thing holding me back is the fact that money isn’t government guaranteed as secure with them. With ASB NZ$100k is government guaranteed.