Comment by _nedR
11 years ago
What is worse is that all Internet banking and debit card transactions online(in India at least) depends on SMS for OTP as mandated by RBI guidelines. I have had OTP messages arrive 6 hours late while trying (and failing) to initiate banking transactions (which have a timeout period of 1 - 2 minutes).
Your bank is using a bad SMS service provider. With a SS7 uplink (versus a cheap SMPP connection), it should arrive within seconds, with a delivery report for the sender, if desired.
Hmm.. we get it within a few minutes.